A: Keep in mind that in most states and under most policies, you are entitled to be paid for the cost of restoring your home back to a “uniform and consistent” appearance, both on the exterior and interior. If you have only a partial loss and your insurer won’t pay to match paint colors, roof tile materials, carpeting, or any other visible materials, check to make sure there is a clear and unambiguous exclusion in your policy (and verify whether that exclusion is legal) before you accept it. Get help from your state insurance department or a qualified claim or legal professional before you take no for an answer.
My insurer does not want to pay to match the new siding to the old siding on my home’s exterior walls. What can I do?