Though many clients fear the notion of going to the doctor’s office, it is important they continue to seek the medical help, testing, and monitoring that they need for the betterment of their health and the strength of their case. Personal injury attorneys should find solutions for their clients to obtain medical care through Telemedicine.
Maintaining strong medical records is a perquisite for a good personal injury case. While clients may not be able to see their doctors as they would under normal circumstances, they can help their own case by managing their own medical information. By keeping a dated journal with exact dates of diagnoses, changes or worsening of [...]
First and foremost, California insurance companies are still paying liability and health insurance claims during this crisis. Under California Insurance Code §790.03, insurance agencies must still investigate, process, and pay insurance claims. The state government has informed insurance companies that this statute still applies during the ongoing pandemic in a notice issued on March 18, [...]
If the policy limits of the liable person cover your damages, then you can simply focus on collecting what you can from the insurance company. However, since this might not be the case, you have the option to exercise your right to personally sue the individual or people whose negligence caused your accident.
Do an annual rate check. Check rates from other companies to make sure you are getting the best deal. ... Pick a top-rated insurer. ... Maintain good credit. ... Set the right deductible. ... Review your coverage. ... Report reduced mileage. ... Watch crash repairs. ... Choose the right car.
After all, "if" the insurer has to pay a claim up to the policy limits, surely, then, you can make them simply pay up to that amount and be done. The general rule, however, is that insurance companies must negotiate "reasonably toward settlement up to and including the policy limits."
Standards applied to insurance company's evaluation of a policy limit demand. Insurance companies are obligated to look for opportunities to settle claims within the policy limit. Liability insurers must accept a policy limit settlement offer when the amount of the judgment is “likely” to exceed the policy limit.
Sometimes, more than one party can be held legally and financially responsible for an accident. ... This would mean that if there were two defendants and each had a policy limit of $50,000, both of those defendant's policies could be used to pay the bills.
The amount of insurance you purchase is usually called your policy limit, or limit of coverage. It's the maximum amount your insurance company will pay for a particular loss or losses, subject to the terms and conditions of your insurance policy. Each policy is unique and may include a variety of limits.
State minimum-coverage limits are too low to protect the assets of most motorists. Unless your income and assets are minimal, buy at least $100,000 per person, $300,000 per accident. Property damage: Property-damage liability covers repair or replacement of other people's cars and property.