Typically, it can take anywhere from one to two weeks for the insurance company to respond to your demand letter. Then it can take anywhere from weeks to months until you reach a settlement that you will accept. Some people accept the first or second offer, while others may accept the third or fourth counteroffer. [...]

Negotiations can take weeks to several months to years and usually come to an end when both parties are agreeable to a number that has been offered. In the process of negotiating to settle, parties will typically refuse offers and make counteroffers in different amounts.

Some States Have Limits on Pain and Suffering Damages States that do have caps on pain and suffering compensatory damages include: California: $250,000.

Some documents your lawyer may use to prove that your pain and suffering exist include: Medical bills. Medical records. Medical prognosis. Expert testimony. Pictures of your injuries. Psychiatric records.

That said, from my personal experience, the typical payout for pain and suffering in most claims is under $15,000. This is because most claims involve small injuries. The severity of the injury is a huge factor that affects the value of pain and suffering damages.

To prove a claim for intentional infliction of emotional distress in California a plaintiff must prove that: The defendant's conduct was outrageous, The conduct was either reckless or intended to cause emotional distress; and. As a result of the defendant's conduct the plaintiff suffered severe emotional distress.