If you over serve a guest, the damage they do can end up coming back to you. Most states now have social host liability laws in place, which can hold hosts liable for any property damage caused by their intoxicated guests. This can range from something minor, like a mailbox being run over to much [...]

If you do manage to poison your guests with tainted food, a standard homeowners’ policy – the medical payments portion -- typically pays for the cost of a trip to an emergency room. Medical expenses pay for the services for those injured in your home, up to your limits, which is typically $5,000. Liability kicks [...]

According to the most current data from the National Fire Protection Association (NFPA) Thanksgiving was by far the peak day in 2014 for home fires that involved cooking equipment. There were 1,730 fires on Thanksgiving, which is almost four times the number of fires on an average day and over double the number of fires [...]

Yes! Thanksgiving Day is typically a chance to carve out some quality time to eat, drink and be merry with family and friends, but if your feast goes foul, knowing what your home insurance covers will help. While nobody expects their holiday party to go up in flames, or to have food poisoning on the menu or [...]