Drone insurance acts like any other insurance policy. If you lose your drone or get into an accident, the company will cover your damage and liability costs to a certain extent. Insurance companies want pilots to have operating manuals, maintenance logs, and a record of parts or add-ons they've purchased. These items, along with proof of training or [...]

Getting drone insurance is a smart move if business is being conducted. If you’re making money with your UAV, or you plan to in the future, insuring it could save you a lot of money down the line if an accident happens.  

Most standard homeowners insurance policies exclude liability coverage for aircraft, but will include coverage for “model or hobby aircraft,” like your personal drone.  If your policy does offer this coverage, and if you crash your drone and cause bodily injury or property damage, it should be covered by the terms and limits of your policy. [...]